| Payment Deadline | |
| Summer 2 2025 (Classes starting after July 1) |
July 1, 2025 |
| Fall | August 1 |
| Winter | December 1 |
| Spring | January 1 |
| Summer | May 1 |
| Summer 2 (Classes starting after July 1) |
July 1 |
Payment arrangements to cover the entire balance of your student account, including tuition, fees, and housing costs, must be made each semester by the payment deadline.
To check your student account balance, you may contact the business office at 641.782.1411 or log into your account on the SWCCyou portal.
If you plan to finance your education on your own or if your financial aid will not cover all your expenses, you need to make payments in full or set up an automatic payment plan prior to the due date.
Payment options include:
FINANCIAL AID - If you have been awarded a financial aid package from the financial aid office and have enough to cover the current semester, excess aid may be used to purchase books and supplies at the SWCC Shoppe. Any aid remaining will be refunded; check SWCC's Calendar for refund dates.
MAIL - Payments may be mailed to the attention of Student Accounts at any of our campuses. Please include your student ID number on the check.
IN-PERSON - Payments by cash, check, money order, and credit card may be made at the business office. If the check is written from a bank located outside the United States, please contact the business office for further assistance.
PHONE - We accept American Express, Discover, MasterCard, and Visa credit and debit cards.
ONLINE - You may set up a student payment plan or make a payment online. Payment plans for Southwestern Community College students are administered through Nelnet Business Solutions (NBS). Login to the SWCCyou portal and click on the "Student" tab. The Nelnet Enterprise link will be on the left side.
Notice: Southwestern Community College participates in the Iowa State Department of Administrative Services Setoff Program. This program allows the State of Iowa to apply any funds owed to the student, such as an income tax refund, to any uncollected educational debt owed to the college.
Bills will need to be paid in full, in an active payment plan, or have accepted Financial Aid (showing up on your account) prior to the due date. A student may enroll in classes after the due date. The bill will be due on the date of enrollment.
Flexible payment options
Payment Methods
- Automatic bank payment (ACH)
- Credit card/debit card
- Payments are processed on the 5th or 20th of each month (unless otherwise specified below) and will continue until the balance is paid in full.
Cost to Participate
- $30 enrollment fee per semester (ACH & credit card)
- $30 returned payment fee if a payment is returned
Simple Steps to Enroll
- Go to you.swcciowa.edu
- Look for the “Set up a payment plan” button
- NOTE: You must enroll each semester
Target Dates to Enroll By:
Fall 2025
Payment plan available on 6/5/2025
| Enrollment Period | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| June 5-July 2 | none | 5 | July 5-Nov 5 |
| June 5-July 25 | 10% | 4 | Aug 5-Nov 5 |
| June 5-Aug 26 | 25% | 3 | Sept 5-Nov 5 |
| June 5-Sept 20 | 33% | 2 | Oct 5 & Nov 5 |
Fall 2025 - 2nd 8-week
Payment plan available on 6/5/2025
| Enrollment Period | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| June 5-Oct 21 | 33% | 2 | Nov 5 & Dec 5 |
Spring 2026
Payment plan available on 10/20/2025
| Enrollment Period | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| Oct 20-Dec 3 | none | 5 | Dec 5-April 5 |
| Oct 20-Dec 20 | 10% | 4 | Jan 5-April 5 |
| Oct 20-Jan 20 | 25% | 3 | Feb 5-April 5 |
| Oct 20-Feb 14 | 33% | 2 | March 5 & April 5 |
Spring 2026 - 2nd 8-week
Payment plan available on 10/20/2025
| Enrollment Period | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| Oct 20-March 13 | 33% | 2 | April 5 & May 5 |
Summer 1 2026
Payment plan available on 2/21/2026
| Enrollment Period | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| Feb 21-April 15 | 30% | 2 | May 5 & June 5 |
| Feb 21-May 20 | 50% | 1 | June 5 only |
Summer 2 2026
Payment plan available on 5/13/2026 (payment on 20th)
| Enrollment Period | Required down payment | Number of payments | Months of payments |
|---|---|---|---|
| May 13-June 10 | 30% | 2 | June 20 & July 20 |
| May 13-July 9 | 50% | 1 | July 20 only |
Payment Plan Availability
Availability of the payment plan is determined by Southwestern Community College. Please be aware the College may elect not to have the payment plan available during specific times and dates during registration.
Balance Adjustments
Please do not assume your balance will automatically adjust if financial aid is received or a class is dropped or added. You should review your agreement balance online.
Students
If someone is paying on your behalf, you MUST first set them up as an Authorized Payer.
Authorized Payers
If you are paying on behalf of the student, the student must access or set up their account first and then add you as an Authorized Payer.